ACH & RTGS Systems

ACH systems support batch-based clearing for a high volume of low-to-medium value payments. RTGS systems process high-value transfers individually in real time (or near real time), emphasizing finality, liquidity controls, and operational resilience.

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What I deliver

I design clearing and settlement platforms with strong throughput and reliability: batch scheduling, validations, posting logic, queue-based processing, and reconciliation-ready reporting.

Typical scope includes robust audit trails, operational dashboards, incident-friendly tooling, and safe recovery patterns for retries and replays.